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Since the advent of FICO scores, which were    intended to measure a person's credit worthiness, the industry has come to rely on them to make lending decisions.


Your credit score helps to determine two things. The first is whether or not your loan will get approved. Secondly what interest rate and costs will be associated with your loan. These credit score requirements are now absolute and exceptions are extremely rare...even though it is widely known that credit reports often contain erroneous information which leads to inaccurate, often lower scores.

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Honest One on One Communication - Not a virtual company

Scorewell Inc. understands how the information being reported on your credit report affects your score and can provide advice on action steps to take to maximize the credit profile